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Adult Health Insurance

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Increase the proportion of persons with health insurance.

Target: 100 percent of adults 18 years and older will have insurance coverage.
Baseline, 1995-1999: 9.2 percent adults 18 years and older report having no health insurance within the last 12 months.
Target Setting Method: Universal coverage.

Objectives/Targets
 

Access to Health Care - Adult Health Insurance


    North Carolina has a rich history of creating solutions to providing health care for its residents. In 1944, the North Carolina Medical Society recognized the need for expanded health care facilities and personnel as well as personal health insurance. As a result of these efforts, North Carolina has invested large sums of money in the components of our health care system. At present this investment is some $23 billion a year. These investments have made possible an outstanding health care system. In 1944, the North Carolina Hospital and Medical Care Commission determined " … the equal right of every person born on earth to access medical care and hospital care whenever and wherever he battles against Disease and Death."

     Today, there are still more than a million of North Carolinians who cannot access the health care system due to their inability to pay. In recent years the number of uninsured has been increasing. Many of these uninsured people make too much money to qualify for Medicaid or they make too little to afford private health insurance. Access to health care for this group of North Carolinians is severely limited because their resources are minimal and their choices are limited. Access to health care is critical to eliminating disparities in health status among North Carolinians. To fully realize the potential of prevention, each resident must have access to clinical preventive care, primary care, emergency services, dental services, medicines, long-term care, and rehabilitative services.

 

Disparities


     The population ages 19 to 65 years has no publicly funded health care coverage. Their health care insurance is dependent on their employment status or financial well-being. Of this population, Hispanic/Latinos have the highest uninsured rate. Unemployed or part-time workers and families that no longer qualify for welfare support also lack health insurance. People who live in rural areas often experience a shortage of health care providers or lack of facilities to provide health care.
 

Determinants/Risk Factors


     Unemployed, under-employed, or part-time work; No college education; Very poor; Lack of transportation; Un-affordability of insurance plans; Language barriers
 

NC Data

Access to Health Care- Adult Health Insurance
 

 


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